Everyone wants to be rich, and for some of us, becoming rich means that you need to work harder at taking control of your finances.
Saving a portion of your money every month is no easy task but we have some tips that will definitely help!
Negotiate with your creditors
Just because a creditor provides you with a set monthly instalment, it doesn’t mean that you have to pay that amount. If you are struggling to keep up with your payments and need to pay a little less, you can discuss this and negotiate a new rate with your creditors. They welcome such conversations over just automatically defaulting due to affordability.
Are you really reading that magazine that gets delivered to your home every month? Are you really watching the television channel you are paying for when you spend most of your time on Netflix? Cancel the subscriptions that you don’t use anymore to save a good couple hundred bucks each month. Have that money work for you instead by investing in something simple through #EasyEquities.
Look for the sales tag
Many retailers are constantly offering deals and discounts. Look out for these and shop only when something is on sale to keep a handle on your monthly or weekly grocery shopping.
We know how hard it can be to save money in the tough times that we are living in, but once you start getting into the habit, it becomes easier. You will find it to be a rewarding experience as you work your way to #financialfreedom.